SBCAE Immigrant Integration Goal

1. Economic Security

Attaining, maintaining, or increasing Economic Security for oneself and one’s family is an important goal for the vast majority of adult immigrants. Whether the need is immediate financial stability, long-term savings, or anything in between, many immigrants who are seeking education, information or services are motivated at least in part by an economic goal.

The resources listed below are organizations and other information in support of this goal.

2020 SCC Social Services Resource Guide
1/2020 Updated 68 page Resource Directory for SCC low income residents including food, housing, health care, mental health, children's services, transportation, employment, immigration, citizenship, education, emergency services, disaster and more. Key Words: ALIES1, Santa Clara County, CalWorks, Multi-language

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BUSINESS - Small Business Guidance & Loan Resources
Health and government officials are working together to maintain the safety, security, and health of the American people. Programs include: Paycheck Protection Program Economic Injury Disaster Loans and Loan Advance SBA Debt Relief SBA Express Bridge Loans Guidance for Businesses and Employers SBA Products and Resources Government Contracting Local Assistance Key Words: Coronavirus, Finance, COVID-19 Multi-language: Spanish

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CA Comparison of Benefits & Rights Based on Immigration Status
10/19 Includes education benefits, public benefits, travel and transportation, civil rights, workplace and employment benefits. This chart, from Immigrants Rising, Shows benefits available to citizens, LPR's (permanent residents, undocumented) Based on CALIFORNIA law,. benefits, and rights may be different in other states. Key Words: ALLIES1, integration.

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CA Earned Income Tax Credit (CalEITC)
California Families, singles and self-employed may qualify for CalEITC. Most recipients are people who do not need to file a tax return. For 2019 filing it is possible to earn up to $8000. A new credit this year adds up to $1000 for those with children under 6 years old. Find out if you are eligible and how much you might get. Spanish

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CA Immigrant Guide
COVID-19 Update - Additional Information for immigrant communities on Coronavirus and updated Public Charge policies.
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This site features services that help CA immigrants thrive and succeed in their paths towards integration. Immigrants seeking help with English language learning, workforce skill development, naturalization preparation or legal assistance, can find information on available services throughout the state. The guide will serve as a bridge that can help immigrants fully participate in life in California. Key Words: ALLIES1, Directory, citizenship, ESL Multi-language: Spanish, Vietnamese, Tagalog, Russian, Chinese (Cantonese and Mandarin),, Korean, Arabic , Armenian, Farsi, Khmer (Cambodian)

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CA Lifeline Program - Telephone Discounts
There are two main Universal LifeLine Telephone Service discounts in CA: the CA LifeLine Program (CA LifeLine) and the federal Lifeline program (Federal Lifeline). CA households qualify by receiving certain benefits OR meeting income requirement. Multi-Language: English, Spanish, Chinese, Japanese, Korean, Tagalog, Vietnamese. Key Words: Communication, Allies1

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CA Low Cost Auto Insurance Program
CA Law requires that all drivers of vehicles within the State maintain evidence of financial responsibility. California's Low Cost Automobile Program (CLCA) exists to provide income eligible persons with liability insurance protection at affordable rates. Multi-language: Downloadable materials in | English | Spanish | Hmong | Chinese | Japanese |, Korean | Russian | Tagalog | Vietnamese |.and other languages. Key Words: Low Income, Allies1

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COMMUNICATION - AT&T Internet Access
In response to the public health crisis, Access from AT&T is temporarily: • Offering two months of free service to new Access customers who order by April 30, 2020. $5/mo or $10/mo thereafter, depending on your speed. • Expanding eligibility based on income2 and to households participating in National School Lunch Program/Head Start • Waiving all home internet data overage fees Eligibility based on Household income of 135% or less than the federal poverty guidelines Key Words: ALLIES1, Communication, Coronavirus, Pandemic, COVID-19

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COMMUNICATION - Comcast Internet Essentials - Free for 2 months
Comcast is taking immediate steps to help connect low-income families to the Internet at home during the COVID-19 restrictions. New Internet Essentials customers will receive two free months of Internet service, which is available to all qualified low-income households for $9.95/month plus tax. Apply by April 30, 2020. Key Words: COVID-19, communications

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Catholic Charities House Sharing Program
House Sharing is when two or more unrelated people share a home. This could be a homeowner renting our vacant bedrooms, or two or more people renting a home together. Each resident typically has his or her own bedroom, but shares the home’s kitchen, laundry and living areas (bathrooms may be private or shared, depending on the property). The House Sharing program is operated at Catholic Charities of Santa Clara County, designed to expand affordable housing options for Santa Clara County residents through the use of underutilized homes and stability for community members with varying income levels, such as seniors, persons on fixed incomes, working individuals, transition youth, students and veterans.

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Center for Employment Training (CET)
One of the most successful vocational training programs in the nation, Center for Employment Training has always been a place where the whole person is the focus. Employment Assistance, Childcare, ESL, Vocational Training, Member of CADRE Disaster Collaboration, Multi-lingual: Spanish, Vietnamese 14 Centers in 4 states: Alexandria, VA, Coachella, CA Colton, CA, Durham, NC (2), El Centro, CA, El Paso, TX, Oxnard, CA, Sacramento, CA Salinas, CA, San Diego, CA, San Jose, CA, Santa Maria, CA, Soledad, CA, Watsonville, CA Key Words: ALLIES1

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Community College Center for Economic Mobility (CCCEM)
In partnership with Evergreen Valley College and San Jose City College, the CCCEM is a primary learning and development resource for individuals, public agencies, and business partners to develop workforce skills. Member of the SBCAE (South Bay Consortium of Adult Education). Key Words: ALLIES1, ALLIES5, SCC, EVC, SJCC, Multi-language: Spanish, Vietnamese

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ConXión to Community
ConXioón to Community (formerly known as Center for Training & Careers), a culturally and linguistically-competent provider of case management, education, employment, job training, mentoring, family wellness, and services for at-risk youth and their families. Interactive instructor facilitated, computer based ESL classes bilingual in 12 languages, College Entrance Assistance, workforce, behavioral health, culture and youth programs. Dayworker Center - 7 days/week, showers, hot meals, affiliate of the National Council of La Raza (NCLR) Multi-lingual: Spanish, Vietnamese, Cantonese, Chinese, Tagalog and American Sign Language. Key Words: San Jose, employment, ALLIES1, ALLIES7

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DACA Recipients and Immigrant Workers are Still Covered by CA's Workplace Protections
9/6/17 - CA Labor Secretary David M. Lanier today issued a statement that the decision to end the Deferred Action for Childhood Arrivals (DACA) does not require employers to re-verify work authorization documents..... "The Labor and Workforce Development Agency will continue to work in partnership with community leaders, worker advocates and employers to make sure DACA recipients and immigrant workers know they are covered by our state's workplace protections." Key Words: ALLIES1

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Day Worker Center of Mt. View
Connects workers and employers in a safe and supportive environment. Empowers workers to improve their socio-economic condition through fair employment, ESL, and education. Multi-language: Spanish Key Words: Vocational Education, Employment, jobs

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EMPLOYMENT - Disaster Unemployment Insurance
3/25/20 Grants Flexibility to Temporarily Loosen State UI Policies. Changes in state laws governing the UI program must be approved by the U.S. Department of Labor. H.R. 6201 waives this requirement if the state pursues the following temporary changes: (1) eliminating the one-week waiting period before a worker is eligible for UI, (2) loosening work search requirements, (3) loosening so-called “good cause” requirements that limit when workers may receive UI benefits if they leave their job voluntarily, and (4) changing how employers’ experience ratings are calculated for COVID-19-related unemployment. Key Words: ALLIES1, Disaster, pandemic, coronavirus

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EMPLOYMENT - FAQs for Workers - Know Your Rights
This information from the CA State Employment Development Dept provides general guidance as to what programs are available and what situations may be applicable to your circumstances. We encourage you to apply for the program you believe best fits your needs and the EDD will determine your eligibility for Disability or Paid Family Leave or Unemployment Insurance Benefits Multi-language: Spanish Key Words: Coronavirus, Jobs, KYR, ALLIES1, COVID-19

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EMPLOYMENT - Legal Aid at Work
3/24/20 COVID-19 Update - We’re happy to talk to anyone who is having work-related issues due to the coronavirus. They can call our Work and Family helpline at 800-880-8047 or our general helpline at 415-864-8848. Multi-language: English, Spanish, Chinese, Urdu, Vietnamese and Farsi English Coronavirus FAQ Spanish Coronavirus FAQ Key Words: Employment

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Earned Income Tax Credit (EITC) - Federal
The EITC or EIC, is a benefit for working people with low to moderate income. To qualify, you must meet certain requirements and file a federal tax return, even if you do not owe any tax or are not required to file. EITC reduces the amount of tax you owe and may give you a refund. 29 states and DC also have additional state EITC awards. All states have free tax filing assistance provided by trained volunteers between January 15th and April 14th. Call the IRS at 1-800-906-9887 to find locations nearest to you. Multi-language: | Spanish | Chinese Traditional | Korean | Russian | Vietnamese |

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Ethiopian Community Services
Translating legal documents and interpreting for clients in court, hospital, and government offices. Information and referral to help clients to understand, and access resources in areas of housing, welfare, legal, education and employment. Other: resume development, employment listing’s, job search and training programs, placement services, rental references, and representation at agencies. Multi-language: Ameharic, Oromiffaa, & Tigrigna. Key Words: Immigrant Integration, Advocacy, ALLIES1, ALLIES7

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FINANCE - CA EDD -How to File a Paid Family Leave Claim in SDI Online
If you’re unable to work because you are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional), you can file a Paid Family Leave (PFL) claim. PFL provides up to six weeks of benefit payments at approximately 60-70 percent of wages. Key Words: ALLIES1, coronavirus, employment, finance Spanish

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FINANCE - Financial Assistance for Low-Income SCC Residents - WAITING LIST APPLICATION
3/26/20 Update to Silicon Velley Strong program: We regret to inform you that we have already reached the maximum capacity of households that we will be able to serve with the initial $11 million in contributions collected for this initiative. As a result, we are no longer accepting applications for financial assistance. If you meet the eligibility criteria listed below, please consider adding your name to the following Interest List. Please note: there is no guarantee that we will be able to provide assistance to any households on the Interest List. However, when/If additional funding becomes available, we will contact eligible households on the Interest List with information on how they can complete an application. Key Words: Coronavirus, Pandemic, ALLIES1, COVID-19

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FINANCE - Opportunity Fund - Micro-loans for Small Business
3/25/20 Update - Micro-loans for Small Business Owners who are from low-income households or communities and: *a small business owner whose business has been impacted by the Coronavirus, and/or *Seeking microloans *People of color and/or recent immigrants *Women *LGBTQ *Veterans *In industries considered “undesirable” or risky, such as swap meet vendors, child care and elder care providers, food trucks and restaurants *Credit-challenged or credit invisible. Serving Santa Clara and San Mateo Counties Key Words: Disaster, pandemic, Finance, COVID-19

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Filipino American Chamber of Commerce of Santa Clara County
The Filipino American Chamber of Commerce of SCC is dedicated to reaching out to the business community to support, promote and stay connected to the Filipino community in the United States and abroad. Multi-language: Tagalog Key Words: Networking, Business, Philipines, API

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GOVERNMENT -Governor Newsom Announces 90-Day Mortgage Payment Relief During Crisis
3/25/20 Governor Newsom announces financial institutions will provide relief for vast majority of Californians Californians economically impacted by COVID-19 may receive 90-day grace periods to make mortgage payments Financial institutions agree not to negatively impact credit reports as a result of accepting payment relief Key Words: ALLIES1, coronoavirus, pandemic, disaster

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HOUSING - HIF COVID-19 Emergency Assistance
HIF’s Emergency Housing Fund offers a lifeline after unforeseen and temporary financial setbacks, acting as a bridge between crisis and stability. An unstable housing situation can arise from any number of unexpected circumstances, such as medical bills, job loss, or Covid-19 related circumstances. Community members threatened by homelessness and interested in applying for an emergency grant, will be required to demonstrate need and ability to utilize our emergency housing grants for sustained stability up to $2,500. Emergency Housing Fund Application Key Words: Housing Industry Fund,

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Hispanic Chamber Of Commerce Silicon Valley
The mission of the HCC Silicon Valley is to maximize Hispanic business and economic development by serving as an advocate and resource for its members, business owners, professionals, students and the community in general. Multi-language: Spanish Key Words: Networking, Business, Latino, ALLIES1

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ITINs, EINs and Taxes for Undocumented Immigrants
This handout from Immigrants Rising (previously E4FC) provides answers to Frequently Asked Questions and links to information for undocumented youth around ITINs, EINs, working as an independent contractor, building credit, Entrepreneurship, business plans, taxes, and more. Key Words: ALLIES1

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Japanese Chamber of Commerce of Northern CA
The Japanese Chamber of Commerce of Northern California (JCCNC) was founded in 1950 to promote business, mutual understanding, and goodwill between Japan and the United States.

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Legal Aid at Work
Legal Aid at Work offers free information online, including our selection of more than 100 detailed and up-to-date fact sheets about specific provisions of the law related to employment. Also English, Spanish and Chinese manuals for employers to protect the rights of their workers.. Spanish | Chinese Workers' Rights Clinic, helplines 415-864-8208 or 866-864-8208 (toll-free) Key Words: ALLIES1, RRN, Rapid Response

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Managing Money from Consumer Action
A financial literacy clearinghouse featuring Consumer Action's award-winning multilingual educational materials, headline news on personal finance topics and recommended publications created by other organizations and government agencies. The materials focus on financial services, sound financial planning and debt management, saving for emergencies and retirement and how to avoid frauds and scams. Key Words: Allies1 Multi-language: Spanish, Chinese, Vietnamese, Korean

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Map To Success: Identifying Job Opportunities and Career Pathways
1/22/19 he National Immigration Forum’s Map to Success is an interactive tool, providing immigrants and other workers with information on select career paths in the U.S. The map lists jobs with the greatest shortages in states with large immigrant populations, highlighting occupations with potential for career advancement. We aim to assist American employers recruit workers to fill job shortages, and thus help to enhance our overall economic well-being. Key Words: ALLIES1, Employment

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Mission Asset Fund Lending Circles (MAF)
MAF is a San Francisco based nonprofit that provides zero-interest social loans and financial education to help hardworking families build their credit and realize their financial goals with Lending Circles for Citizenship and Business. No interest loans for citizenship and immigration fees. Key Words: ALLIES1

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MoneyWi$e
A national financial literacy partnership of Consumer Action and Capital One, contains free, multilingual financial education materials. It also offers curricula and teaching aids with regional meetings and roundtables to train community-based organization staff, so that consumers at all income levels and walks of life can be reached. Key Words: ALLIES1

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Mortgage Translations Clearinghouse
Created by FHFA, Fannie Mae, and Freddie Mac in collaboration with industry, consumer, and government partners, the Mortgage Translations clearinghouse contains resources such as translated documents, borrower education materials, a standardized glossary of mortgage terms, and more. The clearinghouse is an easy-to-use collection of translated documents and tools to assist lenders, servicers, housing counselors, and others in helping mortgage borrowers who have limited English proficiency. (LEP). The site currently contains Spanish language documents and resources. Materials in other languages will be added in the future. Key Words: ALLIES1, Housing

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Move Up - Employment Services for Women
Nonprofit that empowers under-served women by helping them find jobs, succeed in careers, and start small businesses. Provides free one-on-one video career mentoring services to low income women around the US. Services include: *Create a resume and LinkedIn Profile *Identify the right career path *Prepare for interviews *Identify and apply for job openings *Negotiate salary *Understand opportunities for networking. Key Words: Employment, ALLIES1

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New CA Law - Apply for A Business or Professional License Without a Social Security Number
There are new laws in California that make it easier to start a business and pursue a professional career! Under AB 2184, the Immigrant Business Inclusion Act, you can apply for a local business license without a Social Security Number as of January 1, 2019. Key Words: Self Employment, Entrepreneur, ALLIES1

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Payday Loans - Everything You Wanted to Know but Were Afraid to Ask
10/5/16 Article by Talk Poverty/ - Payday loans are advertised as quick and easy loans that borrowers can repay when their next paycheck comes around. The interest rates are so high, often 400% and above, compared to about 16% on the average credit card that borrowers cannot afford to pay back the loan and the vast majority of loans (80%) are rolled over or followed by an additional loan within just two weeks. The result is that borrowers wind up in debt. Key Words ALLIES1

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Positioning Low-Income Workers to Succeed in a Changing Economy
8/26/19 Report by the Hatcher Group - Funded by the Annie E. Casey and Joyce foundations, this report examines educational and employment disparities in the United States and highlights policies, programs and strategies designed to improve current and future work for lower-wage individuals and their families. Twelve case studies fill the report and fit into 1 of 3 categories: 1) strategies that prepare young people for jobs that provide family-sustaining wages; 2) responses to concerns about worker power and agency amid a rising tide of gig and contract work; and 3) state and local policies that address wages, work and a changing economic environment. Key Words: ALLIES1

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Project Sentinel - Housing Advocacy
Project Sentinel's primary function is to assist individuals with housing problems such as discrimination, mortgage foreclosure & delinquency, rental issues including repairs, deposits, privacy, dispute resolution, home buyer education, post purchase education and reverse mortgages. Our Mission: To advocate peaceful resolution of disputes for community welfare and harmony. Service Area; Counties of Santa Clara, San Mateo, Stanislaus, Sacramenti, Cities of Fremont & Merced. Offices in Fremont, Gilroy, Modesto, Redwood City, Milpitas, Sacramento and Santa Clara. Monterey County via our Salinas office. SCC Multi-language: Spanish, Tagalog, Vietnamese, Chinese (Cantonese & Mandarin), ALLIES1

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RELIEF FUNDS FOR UNDOCUMENTED WORKERS IN CALIFORNIA
3/23/20 List of cash assistance programs and applications in English and Spanish, for undocumented workers in the areas of: * restaurant workers, car service drivers, delivery workers, personal service workers and more * Workers in the hospitality industry, dishwasher, bartender, server, busser, chef, cook, sommelier, manager, host, concierge, cleaning staff, or barback * domestic workers who have participated in activities of the National Domestic Workers Alliance (NDWA), Key Words: Immigrant, ALLIES1, aide, coronavirus, pandemic, emergency, COVID-19

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RESOURCE - Catholic Charities of Santa Clara County
COVID-19 Update: With the County's "Shelter in Place" order and the exemption for essential services such as social services, shelter, food and health care, Catholic Charities has closed several physical locations, while still providing care through phone or video visits with clients and collaborating with other nonprofits and government agencies. Catholic Charities COVIS-19 Program Modifications
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Citizenship services provided in English, Spanish and Vietnamese, including assessment of eligibility, application assistance, interview preparation, ESL and citizenship classes at offices in San Jose and Gilroy. CC provides resettlement and retraining services for refugees and asylees. Deferred Action (DACA), Foster Youth, Unaccompanied Minors, Disaster Casework. Member of the SCC Citizenship Collaboration and CADRE Many other free and sliding scale social programs for children, adults and seniors. Food, Health Care, Mental Health, House Sharing. Multi-language: Spanish, Vietnamese, https://www.facebook.com/WorkingToEndPoverty/?ref=ts Key Words: ALLIES1, ALLIES3, ALLIES4, ALLIES7, RIF

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RESOURCE - Work2Future
COVID-19 Update: Shifted from in-person services to remote assistance. Information and links to Coronavirus relief information for individuals, businesses, and employment opportunities.
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Work2future operates One-Stop Centers that serve the areas of San Jose, Campbell, Morgan Hill, Los Altos Hills, Gilroy, Los Gatos, Saratoga, Monte Sereno, and the unincorporated areas of Santa Clara County. Free services and classes are provided for residents, businesses, and youth, including: job search, job training, ESL classes, assessments, career counseling, and more. Information in English, Spanish and Vietnamese. Key Words: Allies5, ALLIES1

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Resources for Undocumented Communities
Nationwide Directory of Emergency Funds and information for undocumented immigrants if every state. Key Words: coronavirus, undocufund, pandemi, ALLIES1, COVID-19

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SCC Launches Enforcement Program to Collect Owed Wages for Food Workers
9/23/19 Santa Clara County has the highest number of wage theft claims in the state of California, a pervasive problem that disproportionately affects immigrants and low-wage workers. The County’s Office of Labor Standards Enforcement (OLSE) and the Department of Environmental Health are launching a Food Permit Enforcement Program that will enable the County to start suspending food permits from business owners who have not paid their judgments. Multi-language: Spanish | Tagalog | Key Words: ALLIES1

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Sacred Heart Community Services
SHCS offers a broad range of social programs including assistance with food, clothing, housing, utilities, employment search, financial coaching, tax preparation, counseling and advocacy. .Multi-language: Spanish Key Words: Mental Health, families, citizenship, children, vulnerable populations, SCC, ALLIES1, ALLIES2, ALLIES7

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Santa Clara County 2019-2020 Living Wage Rate
County’s Living Wage rates are reviewed and updated annually based on specified cost of living adjustments. New rates are effective July 1 of the following fiscal year. On February 2, 2019, the United States Department of Health and Human Services published an increase to the federal poverty level in the Federal Register, resulting in a change to the Living Wage rate for FY 2019 – 2020. Key Words: ALLIES1, SCC

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Self-Help Federal Credit Union
Too many communities across the country lack access to affordable financial services. Predatory lenders and high-fee check cashers often thrive. Self-Help intentionally locates branches in underserved communities, and we extend our service through mobile technology and partnerships with local groups. Self-Help Credit Union and Self-Help Federal Credit Union have merged with 14 credit unions and one bank to create a network of over 40 branches serving almost 140,000 people in North Carolina, California, Illinois, and Florida. Key Words: Banking, ALLIES1

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Small Business Development Center (SBDC) Hispanic Satellite
Our mission is to provide services to Latino small business owners and entrepreneurs, helping them to grow and establish successful businesses. Northern California SBDC's offer free, individualized and confidential one-on-one advising for existing businesses and start-ups with the potential for job creation, revenue and profit growth, and new business development ideas which could stimulate economic development in Northern California and beyond. San Jose Office. Multi-Language: Spanish Key Words: ALLIES1

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SparkPoint Multi-Service Center
SparkPoint offers integrated services to help people end the cycle of poverty through free job coaching and training, education and financial literacy. The program is available to students, alumni, and qualifying low income public at the Workforce Inst in San Jose, through all SBCAE members. Sparkpoint Community Bulletins Key Words: ALLIES1, ALLIES5

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Undocumented Workers’ Employment Rights
With a few exceptions, undocumented workers enjoy all of the legal rights and remedies provided to workers by both federal and California law. (The exceptions to this general rule, mainly in the areas of unemployment insurance and union organizing, are discussed below.) Key Words: KYR, ALLIES1

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Vietnamese American Chamber of Commerce - Silicon Valley
Serving businesses' needs with the core focus in Vietnamese businesses and businesses serving Vietnamese community. Promoting and supporting member businesses for the advancement of economic growth throughout the Silicon Valley area.

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Vietnamese Small Business Resource Center
In February, 2019, the Silicon Valley Small Business Development Center, opened a Vietnamese American Satellite, specifically to help Vietnamese entrepreneurs — the first office in the U.S. dedicated to serving Vietnamese-speaking business owners. The center will offer resources in English and Vietnamese to help the Vietnamese business community navigate bureaucracy, new technologies and market expansion. The one-stop shop offers expert advice, low-cost workshops and small business training, among other services. Key Words: ALLIES1

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Volunteer Income Tax Assistance Program (VITA) - Fed
The Volunteer Income Tax Assistance (VITA) program offers free tax help to people who generally make $54,000 or less, persons with disabilities and limited English speaking taxpayers who need assistance in preparing their own tax returns. IRS-certified volunteers provide free basic income tax return preparation with electronic filing to qualified individuals. In addition to VITA, the Tax Counseling for the Elderly (TCE) program offers free tax help for all taxpayers, particularly those who are 60 years of age and older. To locate the nearest VITA site, Find a Bay Area site or call 1-800-829-1040. Multi-language:| Spanish | Vietnamese | Chinese | Korean | Russian | Key Words: Seniors, Finance, ALLIES1

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Workforce Institute
For more than 25 years, the Workforce Institute has promoted Santa Clara County's economic vitality by providing customized workforce solutions that enable individuals to enhance employability and organizations to achieve business goals. In partnership with Evergreen Valley College and San Jose City College, the Workforce Institute is a primary learning and development resource for individuals, public agencies, and business partners to develop workforce skills. Member of the SBCAE (South Bay Consortium of Adult Education). Multi-language: Spanish, Vietnamese Key Words: ALLIES1, ALLIES5, Sparkpoint

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Working in the United States - Eligibility and Requirements
A USCIS description of the types of work permission in the US, the eligibility and application requirements. Information for Employers & Employees about the categories: Temporary Workers * Permanent Workers * Students and Exchange Visitors * Temporary Visitors for Business Key Words: Immigration, ALLIES1

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